Questions under 100 words are more likely to receive an answer. The insurers “restoration company” cannot get inside the inner sheet metal panels of your car to clean them since they are spot welded together. If the engine had water in it for over 24 hours, most mechanics will tell you that the crankshaft main bearings will fail prematurely. They are asking us to submit a “demand” for the amount that we would like to receive from them on an individual basis. They have missed time at work and still have many outstanding medical bills to cover.He can sit back and do nothing other than collect his money.
If the insurer agrees to pay the full 500, 000, look for an attorney who is willing to take his fee from the amount “over” the insurance offer. A damaged throat on lead singer may be worth more than a similar injury on a drummer who does not sing. If the water is from a broken pipe or plumbing fixture, then it should be covered. Most policies cover electrical surge, but not to appliances (so what good is it right?). Ask an electrician to read that part of your policy to see if he can come up with a creative explanation for the lightening damage that is not electrical surge.
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One of the drains drained into the supporting column and developed wood rot. It also spread to the other column and horizontal wood beam. Now for you other readers, sometimes you can “shift” money around if there are several trades in the repairs, and you get the adjuster to agree in writing before doing that. With the tile flooring over the hot-mop, one cannot see the damage. If they deny the rotted wood, ask them to cover what it would have cost to access the repairs (which could include replacing the tile floor, etc.) and what would have been “non rot” damage at the time of the break. November 17th, 2009 at 3:39 pm # toyia i receive a insurance claim check for storm damage it had my name mortgage company, and the contractor. Prudential gave an explanation of their actions by explaining the “letter” of the law that justifies their action. Let me guess, they are not required by law to inform anyone that they screwed up. How many people have they screwed using these practices?
Cash value is defined as the cost of repairs minus depreciation. The next day he called me to say he changed his mind…he was willing to let me pay for it.
Because of the burden of increasing visitors with questions, your answers are needed. Recently, there was some water damage from heavy rains…leaking roof…bedroom damage. In most states this does not require approval by the insurer. I had one client whose house burned down 3 days after escrow close. It has now been nearly three months waiting for a settlement. In addition, while trying to get a payoff from the bank he was advised he has been chged interest since the fire when does the insurance company assume responsability for costs incurred after the fire loss ?
If they suspect arson or your son, then it can drag on for months and possibly be denied. Most don’t have such an exclusion, and if yours does, get another insurer. Tuesday, he sent out a leak detection company come out and says he is going to send a furniture repair guy out to look at cabinets.
We had a bad hail storm last week and the flat roof now has holes. There are two arguments: mold concern and mechanical and electrical concern. And they will not guarantee in writing that electrical components will not fail prematurely. The cow owner had insurance and his landowners insurance has accepted responsibility for it.
But my husband has numerous injuries and still has 3 surgeries that we know of to go.
We just need some advice before we give them an answer. Now here is my advice, go ahead and make a demand for an amount for each of the 6 members. Some insurers will delay the negotiations just so you accidentally forget, and then they won’t pay one dime. I have a patio door that had leaked about a year ago, fixed the leak with minimal damage to the carpet and subflooring, recently began leaking again ad carpet has started to mold and leak still countinuing. Believe televison was hit by lighting during a storm was a pop and burning smell. But if it is from rain or flood or sprinkler water, that’s called “surface water” and excluded in most policies. This also spread to the entire deck under the concrete and tiles so that it was not noticed. If that fails, try to find a “concurrent cause”, another covered cause of loss that could have contributed to the loss. Most home policies say they cover “everything except”, so this puts the burden and cost to disprove your claim on the insurer. But in the case of a single item, like a roof, most adjusters won’t agree to it.
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The wood rot on the decks was caused be a breakage in the “hot-mop” which was per code in 1989 when the house was built. I would therefore think that the insurer would be responsible for all wood rot and water damage since it was caused by this breakage. What could have caused the hot mop to break, something other than “wear and tear”, like a 400 pound guy walking on the deck?
I sent it to the mortgage company to see if they would endorse it first can they hold the check if they refuse to endorse the check if so for how long. Once the repairs are done, tell the mortgagee the job is done. Prudential was obviously not acting in “good faith”, on in my interest. The people of this country are sick of business practices like yours, if you have not noticed. He decided he wanted to have the insurance cover the claim in case there were issues with the body work and went ahead and submitted the claim and body shop he was working with.
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Is there any way to dispute this claim that wasn’t even paid by insurance to clean my record?
The sellers made an insurance claim and they seem to be dragging their feet getting things fixed. February 19th, 2010 at 8:25 am # rob i had bad ice dams on my roof this year and water was coming inside my house through my windows. Some policies actually make an exception to the rot exclusion, if it was out of sight. I have heard that some northern states have special ice dam endorsements. Its guaranteed and includes free consultations with the author. But if you have comprehensive coverage, then it should be covered, unless your policy has an exclusion for that. Sink cabinet completely rotted, sink looks like it is going to cave in.
Amazon: OXO Good Grips Large Silicone Basting Brush: Kitchen and Dining by amazon.comCleanup is easy in the dishwasher, and these bristles won’t clump, frizz or retain odors. I don’t have to spend a lot of time or effort basting anymore!
It seems to put a more even coating on the food and doesn’t waste as much at the same time. It is durable, dishwasher safe, and holds basting sauces well. The longer handle works to keep my hands farther away from the heat of the grill. Gaps in the center bristles hold liquid as you transfer sauce from the bowl to the grill, and tapered outer bristles let you baste poultry, chops and steaks with ease. I usually, put some hot water and a drop of soap in a bowl then swirl the brush in it until it’s clean. Long handle makes it easy to baste on the grill without burning myself and the slight curve makes basting that much easier.
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I would not recommend this for routine kitchen use as the handle is too long and it would be awkward for most indoor cooking.