The Counters Blog

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Loan Repayment Calculator by nab.com.au

The maximum loan amount is an estimate only, based on the income and expenses entered. For the borrowing power calculation, we have used all of the income that you have stated in the calculator to arrive at a borrowing power amount. Those assumptions affect how reliable the borrowing power amount is.That any upfront fees, charges or duties you incur in relation to the loan and/or the property are not loan funded unless you have included them as “additional funds required”. A new property is one that has already been built and is less than 12 months old. It should be used solely for the purpose of providing you with an indication of the upfront costs you may incur, so you can include an estimate for these amounts into your savings plan. We cannot guarantee that these rates are correct, up to date or are the ones which would apply to you. We have made a number of assumptions when producing the calculations. The calculations don’t include the registration costs for discharges of mortgage or for additional mortgages.
Instant Countertop Estimator | Duration 1 Minutes 45 Seconds However, we have provided space for you to add extra costs where you are aware of them. You should also estimate an amount for lenders mortgage insurance and add this to your budget if you believe it will apply to you. Selling costs are a guide only and we assume you will add / amend as relevant. Depending on who you use, whether you use a conveyance or lawyer and the complexity of the work, it could cost more or less. We have also made a number of assumptions when calculating your borrowing power. This allows us to factor in, to a degree, the effect of interest rate increases when working out how much you may be able to afford. We do this as we can’t predict what rates will do in the future. This doesn’t include the registration costs for discharges of mortgage or for additional mortgages. Apply online for conditional approval, opens in a new window. Other bank fees, government fees and package fees may apply. As rates are subject to change, the rate that is current for a product today may not be the rate that actually applies to your loan. You should confirm the government costs and duties payable with the relevant government authorities. We have not been able to include all the possible set up costs that you may have to pay such as lenders mortgage insurance, lender’s fees, every government fee, conveyancing costs and moving costs as these change based on individual circumstances. Be aware that you may have additional costs based on your home buying scenario but this calculator should allow you to calculate the main government charges. This is not necessarily the amount we would lend (which could be more or less). To calculate monthly interest, we calculate your annual interest charge and divide it by 12.